Portfolio Analyst
Business Unit: Group Risk Management
Role Definition
Maintain analytical capability within portfolio management using cutting edge tools and methodologies.
Specific detail
• Maintain environment for modelling and analysis of capital orientated data.
• Using a quantitative approach maintain and develop a business focused Economic Capital expertise.
• Development of Economic Capital Models
• Develop key relationships with Divisional data providers
Core Responsibilities
• Undertake and manage risk reviews and where appropriate, due diligence reviews, managing relationships in order to provide assurance that the business is managing economic capital effectively.
• Undertake and manage the preparation and delivery of reports to senior management on information gathered and analysed in order to make recommendations for improvements to the management and control of economic capital as appropriate.
• Conduct research and interpret the data received on emerging Group or industry wide risks and evaluate trends in risk concentration in order to provide early warning to help the Group identify, avoid and take action to mitigate risks.
• Interpret external market developments, statutory regulations and internal Group requirements in order to support the development of appropriate strategies to manage, monitor and control economic capital.
• When required, support the development of the department Business Plan, in order to meet or exceed the agreed performance objectives, monitoring progress against completion throughout the year.
• When required, assess specific business proposals, providing critical analysis and recommendations to enable sanctioning by senior management.
• Ensure compliance with relevant procedures and guidelines together with all relevant regulatory and statutory requirements where appropriate implementing actions to protect the Bank’s business at all times.
• Manage and support project activities, including risk identification, evaluation and management in order to ensure they are delivered on time
Key Skills and Knowledge
Oral Communication
Explains or presents factual information to individuals or groups in a structured, clear, confident and concise way avoiding the use of jargon. Explains the reasoning being what is being said to ensure understanding and acceptance.
Written Communication
Produces clear and concise reports and other written material usually of a detailed and technical nature, which are understandable to those with or without a good knowledge of the subject matter.
Interviewing
Uses effective questioning in interviews to extract all pertinent information, some of which may not be readily apparent.
Presentation / Facilitation
Adept at using a range of presentation/facilitation skills in order to draw out a consensus view, within a group discussion.
Self / Work Organisation
Plans, co-ordinates and controls the work and resources of the teams under their control. Maintains an awareness of team workloads not directly under their control and demonstrates flexibility in making most effective use of resources.
Performance Review & Development
Objectively assesses the performance of others in accordance with the process, assessing capabilities and potential. Gives constructive feedback/criticism.
Analytical Skills
Uses a wide range of analytical tools and techniques to identify issues/trends to provide recommendations and solutions.
Project Management
Uses project planning techniques to undertake the management of projects, recognising and planning for areas of particular difficulty and uncertainty.
Environmental Awareness
Has a sound understanding of the business environment in which the Group operates and of industry best practice and key developments in own business area.
Procedural / Product / Specialist Knowledge
• Knowledge of data management tools and techniques
• Knowledge of modelling techniques, especially in relation to economic capital
